You may also want to notify the bank of your foreign travel. Identity verification for Apple Card or Apple Cash - Apple Support Please make that you have verified your account. 6, the Apple Card finally became available to all qualifying. The conversion rate may be different from the rate in effect on the date of your transaction and the date it is posted to your Apple Cash Card.<< Your physical credit cards might want to watch their backs, because theres a new digital one in town. For example, the conversion rate may be either: (i) selected from a range of rates available in the currency markets (which may be different from the rate the merchant, the payment network for the Apple Cash Card, or other association involved in processing your transaction is actually charged) or (ii) a government-mandated rate. We do not add any foreign exchange rate fee to. dollars in accordance with their then current policies. Transactions, returns and credits made in a currency other than U.S. Youll also continue to earn rewards points on your eligible international purchases. dollars, the merchant, the payment network for the Apple Cash Card, or other association that processes that transaction may convert any related debit or credit into U.S. A cash advance fee will still apply on overseas cash withdrawals. If you conduct a purchase transaction in a currency other than U.S. at eligible merchant locations that accept both Apple Pay and the payment network on which your Apple Cash Card is issued (please see Section 1(F) above entitled “Registering your Apple Cash Account with Bank” for more information on this process). Once you have registered your Apple Cash Account, you may use your Apple Cash Card for transactions outside the U.S. Having at least 2 cards on hand should be a given anyway, especially when traveling, in case there's an issue with one of them.Here is what the Apple Cash Terms and Conditions state about Foreign Transaction fees. I'd highly recommend the OP have another card handy as a backup in case they have any issues with merchants who don't take their Apple Card, even if that card has foreign transaction fees. That's sometimes an issue in the U.S., with places like rental car companies not accepting the Apple Card (even though that's against their agreement with Mastercard). In practice, they might have an issue with some merchants who look suspiciously on a card without numbers on it. Any fees that your bank usually charges for foreign transactions when using your card abroad, however, will also apply when using Apple Pay. In theory, they should be OK if they bring their physical card as a backup (although they won't get as much cash back). Apple itself doesnt charge the users any fees for using Apple Pay anywhere. From other comments to the OP's question, it sounds like that is changing.Īlso, the OP asked if there would be issues using the Apple Card, not Apple Pay. In practice, a lot of merchants accept it, including (in my experience) many who don't know that having NFC means they accept Apple Pay.įair point on NFC not being as widely accepted in South Korea as in many other countries. That's only a list of merchants that have partnered with Apple to let everyone know they accept Apple Pay. When you scroll all the way down, you’ll be able to see merchants that officially accepts apple pay.
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